How do I know if I’m a good fit?
We do our best work with:
Professionals who have accumulated investment and retirement assets of $1,000,000 or more. These assets can be in brokerage, IRA, 401(k), 403(b), options accounts, and more.
How does Archer Investment make money?
We charge a small percentage of the assets we manage for you. The fee varies depending on the size of your portfolio. Typically these range from .5%-1%.
How is Archer Investment different from other firms?
There are three important things that separate our firm from others.
- We only take on a limited number of clients. This means you’ll always get remarkable service and extremely personalized recommendations for your finances.
- We are a 100% fully digital firm. We operate paper-free, and we pay thousands of dollars per year to use industry-leading technology. The world-class technology we use helps us minimize your taxes, trade costs, and maintain your custom Nitrogen (™) risk target.
- We are a fiduciary. Fiduciary is a fancy word that has a simple (and important!) meaning… we don’t get paid to steer you into buying overpriced investment products you don’t want or need.
How do I get started working with Archer Investment?
The first step is for us to have a quick 45-minute call and determine if our expertise matches your needs.
What kinds of clients benefit most from your services and approach?
We do our best work with tech professionals, retirees, and high-earners.
Our firm can help you unravel the complexity around your stock options, equity, taxes, retirement income, and more. We also focus heavily on how to use your money to plan for meaningful goals, help lower your stress, and buy back your time.
All our financial plans are highly customized to you, your short and long-term goals, and what you want to accomplish.
How are your fees structured, and what can I expect to pay?
Our firm is fee-only, meaning we’re paid directly by clients and never through commissions or product sales.
We charge a small percentage of the investment accounts we manage for you (known as “assets under management”). The fee varies depending on the size of your investment portfolio.
What minimum asset level, if any, is required to become a client?
We do our best work with tech professionals, retirees, or high-earners who have accumulated investment and retirement assets of $1,000,000 or more.
These assets can be in brokerage, IRA, 401(k), 403(b), options accounts, and more.
This minimum does not typically include things like the value of your home, personal property, or a business you own. If you’re not sure whether you meet the minimum or expect to in the near future, we’re happy to talk it through and help you understand how it applies to your situation.
How do you work with clients — in person, remotely, or both?
We’re a 100% remote advisory firm based in Austin, TX.
We meet with clients virtually so you can be in Austin or anywhere else in the US. And, if your location ever changes, it will not impact your access to our team. As long as you have a strong Wi-Fi connection or phone, we can easily meet with you.
Do you offer an initial consultation to determine whether we’re a good fit?
Yes. We start with a complimentary meeting.
This allows us to get to know you, your goals, and what important questions you want to answer. There’s no pressure or pitch, just a relaxed conversation to see if we can help. If it feels like it may be a good fit for what you need help with, we will schedule a second call to discuss more.
Do you provide ongoing investment management?
Yes. Our Investment Management service includes low-cost, tax-efficient investing, the ability to directly manage employer retirement accounts, cash management, and an employee benefits review, all tracked through a secure client portal.
For tech professionals, this could mean managing concentrated stock positions and RSU vesting.
For pre-retirees, it could mean designing a tax-efficient withdrawal strategy and adjusting portfolio risk as you move into retirement.
How often should I expect to meet with my advisor?
When you become a new client, we have ~3-5 meetings to build out your customized financial plan.
Following plan delivery, we will decide together which topic is the most important to work on next. Your meeting track will vary based on your goals and priorities but includes all of the following:
- Estate Planning Meeting
- Tax Planning Meeting
- Flourish Meeting
- Investment Update Meetings
- Life Stage Planning
You will also have an annual financial plan review with our team. We’re also available between meetings whenever something comes up.
