A Simple, No‑Pressure Process

Ready to organize and optimize your finances so you don’t have to worry about the future?

In our straightforward process we will identify your values, short-term goals, long-term plans, and strategies to protect and grow your wealth.

There’s no cost to meet with us.

You’ll know exactly how we can help before you decide to become a client. Let’s see if we’re a good fit to work together.

Schedule A Call With Us

Prospective Clients

STEP 1

Intro Meeting

Book a no-pressure introductory meeting to discuss your goals, concerns, and see if we are a good fit to help you.

STEP 2

Discovery Meeting

Share your history with money, dream with us about your ideal financial future, and learn how our team would approach helping you hit your goals.

Sign Contract & Paperwork

New Clients

STEP 3

Investment Meeting

Explore your relationships with risk, including your investment history and preferences that will guide our investment decisions.

STEP 4

Data Gathering

Work with our financial planners to gather details around your goals, vision, and financial statements and data needed to craft your custom plan.

STEP 5

Financial Plan Delivery

In this meeting, your goals plus your data come together to deliver an intentional plan tailored to you.

We deliver a state-of-the-art portal to utilize as a financial organizer, decision center, and secure data vault. You'll hear our recommendations and implementation plan in the areas of cash flow planning, insurance planning, education planning, tax planning, estate planning, and retirement planning.

Ongoing Support Begins

HOW WE KEEP YOUR FINANCIAL PLAN ON TRACK

Ongoing Support, Always

Following plan delivery, we will decide together, which topic is the most important to work on next. Your future meeting track will include plan tune-up meetings, investment meetings, thematic planning meetings, and flourish meetings. The exact sequence of these meetings is based on your unique goals and priorities.

We will also meet annually to review your plan, discuss life changes or curveballs, and course correct as needed to make sure your plan is aligned with your long-term goals.

Estate Planning

Our team will review your current estate planning documents or help you create new Trust Documents, Wills, Advanced Health Care Directives, and your Financial Power of Attorney—services typically valued at $5,000—all complimentary!

Our support doesn’t stop there. We help you get organized and facilitate important conversations about your wishes.

Tax Planning

This is where our team SHINES. Our goals are to help minimize current and future taxes, avoid surprises on April 15th, reduce future health care premiums, and maximize available deductions and credits.

We help you make sense of taxation and rules around employer equity (ISOs, RSUs), and prioritize saving in the most tax-advantageous buckets.

Flourish Meetings

After the plan-delivery dust has settled, we like to check in on your goals, values, and plans for the future. Dare to dream with us as we help you create (and check items off) your bucket list, align your resources to be most supportive to your mental and physical health.

We listen to your heart’s desires and incorporate them into your plan updates.

Investment Updates

In addition to managing your portfolio throughout the year, we’re here to answer any questions you have about the economy and financial markets.

We’ll review changes in your risk tolerance, assess your portfolio performance, and explain how we’re structuring your investments to meet your financial goals.

Annual Financial Plan Reviews

Annually, we’ll walk through a 360 degree view of your plan, check in on your progress, update your goals, and help you implement financial moves that balance your long term goals while enjoying your money today.

Life Stage Planning

Need to negotiate a new compensation package, buy or sell a home, start a family, or send your kids to college?

We’ve got you covered. Grab some time on our calendars to think through life’s big (and small) decisions and how they impact your long-term plans.

Schedule A Call To Start The Process

Preview A Financial Plan

Imagine a future where all of your balances, goals, and financial to-do’s are in one place. No more juggling accounts, stressing over what you overlooked, or wondering if you’re on track for your goals or retirement.

Together, we organize your financial life, prioritize your goals, and protect your wealth. Every financial plan from our team is like a thumbprint–completely unique to you.

Enjoy a sneak peek at what a sample financial plan could look like for you and your family.

FEES

How Much It Costs

We charge a small percentage of the investment accounts we manage for you (known as “assets under management”).

The fee varies depending on the size of your investment portfolio.

Our Standard Fee Schedule For Cash, Equities, Fixed Income, and Digital Assets:

ASSET RANGE	FEE
First $2,500,000 in Asset Value	1.00%
Next $7,500,000 in Asset Value	0.50%
Asset value exceeding $10M	0.15%

BREAKING IT DOWN

Why Pay For Financial Planning And Wealth Management Services?

Investing in a financial planner can be a game-changer for busy, high-achieving professionals. You can be successful in your career, but making money and managing money are two different skill sets.

AS YOUR FINANCES GET MORE COMPLEX, YOU MAY OUTGROW DIY ADVICE ONLINE OR FROM FRIENDS AND FAMILY.

Most people have never had to consider how to legally lower taxes, exercise stock options, or turn retirement savings into a paycheck they won’t outlive. The more your income or assets grow, the riskier it gets to just “wing it” or take advice from others.

YOU HAVE MORE TO DO THAN BECOME A PERSONAL FINANCE NERD.

You have a busy life, successful career, and growing family. Some of our clients dabble in books or blogs–but we obsess over financial planning and investment management.

When your accounts get larger or big decisions are on the table, a second set of eyes is very valuable.

ALL OF YOUR PLANS AND GOALS CONNECTED & COORDINATED IN A CLEAR WAY.

You want all areas of your financial life working together. Can you buy a house? Afford to have kids? How do you take care of aging parents? What’s the best way to handle a windfall of cash?

We answer questions like these and model how different decisions can impact your financial future.

Not everyone needs a team like ours. But if the above sounds like you, we are an excellent team of CERTIFIED FINANCIAL PLANNERS® and fee-only fiduciaries who can’t wait to meet you.

CLIENT TESTIMONIALS

Don’t Just Take Our Word For It

Wondering what working with our team is like? Here’s what others have to say about the process and impact our financial planning has had on their lives. Will you be our next success story?

I was quite literally afraid of getting help and of all that it involved. It’s been wonderful. No kidding: best decision ever!

I’m not finance-oriented by any measure, but luck came my way for once and I found myself having enough assets to need some help. Only I didn’t know what kind of help I needed and it’s easy to get…

WORKING WITH US

FAQs

(Frequently Asked Questions)

How do I know if I’m a good fit?

We do our best work with high-achieving professionals who have accumulated investment and retirement assets of $500,000 or more. These assets can be in a brokerage, IRA, 401(k), 403(b), options accounts, and more.

Are all your financial plans custom to me?

Yes, every financial plan is unique to you–like a thumbprint. We consider your values, goals, income, assets, risks, opportunities, and more.

There are no cookie-cutter or plug and play plans with our firm.

How is Archer Investment different from other financial firms?

At Archer Investment Management, we pride ourselves on our personalized and thoughtful approach. Here’s how we stand out:

Our focus is on quality, not quantity. We take your financial success seriously and work hard to provide guidance that is personal and meaningful to you. To do this, we are thoughtful about the number of clients we choose to work with. Our focus is on quality, not quantity.
A 100% custom financial plan; no plug-and-play suggestions. Our passion for the art of financial planning means your plan is built from scratch and tailored to you. Then, we use your plan to help you make important decisions in your life from home ownership to investments and more.
We improve your life, not just your finances. Our approach goes beyond just managing and protecting your wealth. Once we nail down the numbers and you’re in good financial shape, we help you use your money to make your life better. That might include budgeting for a dream trip, hiring a house manager to reduce your stress, or helping you transition to a less demanding career. Our clients are often surprised by what’s possible when we encourage them to dream and spend guilt-free on what matters most; without sacrificing their long-term goals.

Our team is strong in the nuts and bolts of financial planning. You can also expect that we’ll know your name and your dreams, not just your numbers.

That’s the magic of the Archer approach.

How long does the process take?

The process moves at your pace. While the quickest we’ve seen is 11 days, that’s pretty rare. Usually, it takes about 30 to 90 days from the moment you say “yes” to having your financial plan ready.

When will we have meetings?

We will schedule meetings as part of the process, but typically, there are several key meetings:

Intro Meeting
Discovery Meeting
Investment Meeting
Data Gathering
Financial Plan Delivery

Following plan delivery, we will decide together, which topic is the most important to work on next. Your meeting track will vary based on your goals and priorities but includes all of the following:

Estate Planning Meeting
Tax Planning Meeting
Flourish Meeting
Investment Update Meetings
Life Stage Planning

You will also have an annual financial plan review with our team.

Will you meet me in person?

We love connecting with clients virtually, which lets us work with amazing people all over the country. Our team works remotely from various locations across the US, so no matter where you are, we’re here for you.

Who will I be working with after I become a client?

When you choose to work with Archer, you get access to our entire team. We all work together to take care of your needs. Emily and Rich will be closely involved with you, and you’ll also get to know other team members who specialize in different parts of your plan.

When will I share or send data and information to your team?

When you sign your contract, we will ask for a few simple financial details.

After your Investment Meeting, we’ll gather more in-depth information. After that we will periodically ask for updates to keep your information and financial plan up to date.

What steps can I do to work ahead in the onboarding process?

If you’d like to get a head start, organize and save these documents in an electronic folder:

Tax returns
Pay stubs
Employee benefits information
Estate planning documents
Insurance declaration statements
Investment statements
Grant documents for RSUs and ISOs

If I hire you, what services will you provide?

We offer a wide range of services, which you can check out on our services chart. Plus, we have a sample financial plan video on this page so you can see an example of what a financial plan includes.

Your Strong Financial Future Starts With Archer

Schedule A Call With Our Team