In this age of information overload, there’s no lack of answers to our burning financial questions. But finding the answers that will optimize our financial lives isn’t just about muddling through articles and news reports; it’s about asking the right questions of the right person.
You have company stock. That’s great! But just like any other financial asset, how you use it makes all the difference. Between the different types of company stock, vesting schedules, and portfolio allocation, there are many financial planning considerations to be aware of.
Everyone wants to be happier. Just look at the books lining the shelves at your local bookstore. You’ll see everything from The Happiness Project to The How of Happiness to Hardwiring Happiness. While many people believe that their happiness will increase when they have more money, few people connect their employee stock compensation to happiness. Thanks to mystockoptions.com, we can see how stock compensation, if fully appreciated and understood, can improve your happiness.
If you’re like other tech executives, you probably have your fair share of stock grants. Equity incentives are very popular these days but can be confusing—especially from a tax standpoint. There are different kinds, various ways of taxing them, and even some little-known opportunities for minimizing taxes. One such opportunity is called a Section 83(b) election.
Incorporating restricted stock and RSUs (restricted stock units) into your financial plan can get complicated. You will need to make plenty of decisions, such as how long you will hold your shares, if you should sell them and put them into an alternative investment, or if you will use the money to meet one of your financial goals. If your head is spinning, take heart. Here are 10 simple tips to help you maximize your restricted stock and RSUs.
When it comes to retirement, there seems to be a never-ending checklist of tasks to complete in order to prepare yourself for this major milestone. You need to save enough to maintain your lifestyle, invest wisely, create a withdrawal strategy, minimize your taxes, and claim your Social Security benefits. But there’s one other critical piece of retirement planning to keep in mind: signing up for Medicare. And with healthcare being one of the top five expenses in retirement, your Medicare choices are some of the most important decisions you will make.
As you have heard, Spredfast has announced a merger with Lithium Technologies. When companies undergo a change this significant, there are often ripple effects that impact those who work for the company. In this case, you may have a large sum of Spredfast options coming due this year. Do you know what to do? What do you need to know about your employee stock options?
If you work for a company that offers Employee Stock Options (ESOs), you may be wondering how you should take advantage of them and whether they can help you reach your financial goals. In a previous article, we walked you through an overview of Employee Stock Options, but even if you understand how they work, you might not know how to maximize their value and how they fit into your financial plan. Here are six financial planning principles that may help you make the best decisions for your financial situation.